Funds in Real - time Investment for Regular Investment

This blog records the funds I’m currently regularly investing in.

Funds in Regular Investment

Fund Name	Regular Investment Amount (per week)
Invesco Great Wall CSI 500 Index Enhanced A	100
E Fund CSI 300 ETF Link A	100
China Southern CSI All - Share Securities Company ETF Link A	100
Tianhong CSI Medicine 100 A	50
Tianhong CSI China - US Internet (QDII) C	50
Bosera CSI Robot Index Initiation A	100
Huatai - PineBridge CSI Main Consumption ETF Link A	50
BOCOM CSI GEM 50 Index A	50
BOCOM Advantage Industry Hybrid	50

There are a total of 9 funds. In terms of quantity, only BOCOM Advantage Industry Hybrid and Tianhong CSI China - US Internet (QDII) C are not index funds, and the other 7 are index funds.
In terms of amount, 84.6% of the investment is in index funds.
Breaking it down further, in terms of amount, broad - based index funds account for 38.4%, and sector index funds account for 46.2%. Currently, sector index funds have a slightly higher proportion. In my ideal situation, the proportion of broad - based index funds should be close to 50%, the proportion of sector index funds should be 35% - 50%, and the proportion of active funds should be 0 - 15%.

Broad - based index funds: Invesco Great Wall CSI 500 Index Enhanced A, E Fund CSI 300 ETF Link A, BOCOM CSI GEM 50 Index A
Sector index funds: China Southern CSI All - Share Securities Company ETF Link A, Tianhong CSI Medicine 100 A, Bosera CSI Robot Index Initiation A, Huatai - PineBridge CSI Main Consumption ETF Link A

Investment Philosophy

My investment philosophy is greatly influenced by Yinhang Luodingding and Meng Yan. I don’t pursue short - term profits and only invest with long - term funds. By long - term funds, I mean money that won’t be needed in the next few years.
My view on investment is that I don’t expect it to make me rich overnight. I hope to use 15, 20 years or even longer to increase my assets through investment, so as to enhance my ability to cope with possible risks in the future. My main way to increase assets currently is still through my salary (work), and I won’t spend a lot of time researching investment. So index funds are the most suitable for me because I don’t need to study too much.
Of course, my understanding of investment wasn’t like this from the beginning. The above view gradually formed after I read a lot of books and articles by Yinhang Luodingding and Meng Yan starting from 2020.
So, although I’m only regularly investing in these 9 funds now, over the past 4 years, I’ve actually bought many funds. For example, Xingquan Herun Hybrid (LOF) which was very popular in 2020, semiconductor chip - related funds, and quantitative funds, etc. Most of those were sold at a loss.

Why Regularly Invest in These Funds

I think those who have some understanding of the fund market should know the three funds of CSI 300, CSI 500, and GEM 50. They can almost represent the mainstream trends of the Chinese securities market, which is the main reason why I regularly invest in them.
The reason for investing in the Medicine 100 index is also quite common. Many people on the Internet have said the same thing. I share the same view as them.
Human beings’ pursuit of health and longevity is universal, and this demand always exists, which will be indirectly reflected in the pharmaceutical industry.
The only reason for investing in China Southern CSI All - Share Securities Company ETF Link A is that it’s very cheap now. The index associated with this fund is the CSI All - Share Securities Company Index. According to the valuation on the Tiantian Fund app, the valuation range of this fund is undervalued, that is, it’s lower than 85% of the time in the past 10 years.
Yinhang Luodingding believes in his “Index Fund Investment Guide” that the securities industry doesn’t have long - term growth potential, which is caused by the natural attributes of the industry. But it will fluctuate with the fluctuations of the securities market. At the current stage, due to the relatively cold securities market, the valuation of the securities industry is also relatively low.
Although I don’t know how long it will take to make a profit, maybe three or even five years, starting to regularly invest at this relatively cheap time shouldn’t be too bad.
As for Bosera CSI Robot Index Initiation A, this fund was actually established in April 2023. I discovered it in May and then started to regularly invest.
I started to get in touch with Guyueju at the end of 2022, and I also develop a small robot in my spare time. As I learned more, I felt that starting from 2023, the robot industry was like the mobile phone industry in 2013. Maybe it will have great development in a few years. Since the index valuation is not high, I started to regularly invest.
Finally, let’s talk about the active fund, BOCOM Advantage Industry Hybrid. This is actually entirely because of the fund manager. I’ve been buying this fund since I started investing in funds. As long as the market is not extremely bad, the returns are quite good. So I choose to keep regularly investing when the market is not good and the fund is relatively cheap, hoping to get certain returns when the market improves a bit.